Today’s Rates

Today’s Rates

Today’s Rates?

Mortgage Rates adjust with changes in the stock market. Abrupt market conditions can affect these rates positively or adversely. Mortgage rates also vary from state to state based on factors including market volatility, foreclosures, operational costs, local laws and taxes have on each lender. Mortgage rates are further influenced by your credit score, debt-to-income ratio, property use and number of properties financed.

For today’s national rate quotes visit

For accurate rates in Hawaii, use the Quick Quote form to receive a no-obligation quote from a trusted lender.

Question: Do you have the same rates as Rocket Mortgage or Wells Fargo?

Answer: Yes, our rates are in-line with Rocket and Wells. However, Rocket doesn’t lend in Lava Zone 2 and Wells has exited Hawaii. In addition to rate, we offer customized terms, personalized service and prompt communication.

Question: Can I lock my rate when I begin my loan?

Answer: Yes, you can lock your rate on day-one, or you can float and watch the market for any lower opportunities. With record market lows the advantages are not always worth the risk of an upswing. Talk with us to learn more.

Do you want to know more about Lava Zone 2 Mortgages? Click here!

Big Island Mortgages by Doug Mallardi

(808) 333-4341

Start an online loan application, click here.

Schedule an appointment, click here.


76-6190 Plumeria Road
Kailua Kona, HI 96740

Equal Housing Lender


Douglas Mallardi, Loan Originator NMLS#1612621

Cornerstone First Mortgage NMLS# 173855

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