Lava Zone Financing

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Lava Zone Financing

While all of Hawaii was created by volcanic activity, only Hawaii Island (The Big Island) has designated lava zones which may impact your home buying experience. Lava is numerically zoned 1 through 9, 1 bing the most active and 9 being the most dormant. Homes in lava zones 1 and 2 tend to cost less…

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NEXA Academy

NEXA Academy is a comprehensive training program for new Loan Originators joining NEXA. It is also required for existing LOs that have low production and earn less than $50,000 annually. There are two components to NEXA Academy: Academy Instruction and Success Coaching.  Academy Instruction constitues how to take a loan application, how to build a…

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3-2-1 Buydown

In our ever evolving business of mortgage attraction, lenders have released the 3-2-1 buydown. It offers a lower introductory rate with an associated lower monthly payment. If the current interest rate is 7%, then the 3-2-1 will be 3% less during year 1, so 4%. Then in year 2 it will be 5% and year…

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CONTACT INFO

76-6190 Plumeria Road
Kailua Kona, HI 96740

Equal Housing Lender

LICENSING

Douglas Mallardi, Loan Originator NMLS#1612621

E Mortgage Capital NMLS #1416824

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