Congratulations on taking the first step toward purchasing your new home!

To complete your pre-qualification and provide accurate purchase options, get your 2-2-2 …2-gether! 

2-2-2

• Two years federal tax returns; 2025 and 2024 
• Two years W2s and/or 1099s; 2025 and 2024
• Two most recent pay stubs covering 30 days
• ID: driver’s license, or if applicable, permanent resident alien card, both sides

Also, if applicable:

REO, real estate owned

• Mortgage statement (or deed)
• Home-owners insurance binder, tax statement (and HOA statement) for every property owned. 
• Signed leases for investment properties.
• Solar lease? If refinancing, log onto your solar company’s website and request a “temporary termination” of lien.

Self Employed

• K1 schedule if <25% 2025 and 2024
• Business returns and K1 >25% 2025 and 2024 
• Two months business bank statements, all accounts, all pages
• 2026 YTD P&L and 2025 P&L

Assets

• Two months bank statements, all accounts, all pages
• Social Security awards letter for current year
• Pension and/or Annuities statement for current year
• 401k IRA Surrender Value
• VA DD-214 and COE letter
• IRA, 401k, dividend income statements 2 months or most recent quarter

Contacts

• Human Resources for your employer (and previous employer if less than 2 years)
• Landlord for your current rental (and previous if less than 2 years)
  • If non-corporation, provide 12 months cancelled checks showing on time payments

Who is on title?

1.___________________  2.___________________ 3. ___________________ 4. ___________________

 

Big Island Mortgages by Doug Mallardi
(808) 333-4341 doug@bigislandmortgages.com
Start an online loan application, click here.
Schedule an appointment, click here.
Get A New Mortgage. Get A Better Mortgage. Home loans for all Hawaiian islands.