*The information provided by our calculators cannot be guaranteed in regards to your individual financial position by All examples are hypothetical for illustrative purposes only. For the most accurate and personalized results, we encourage you to seek advice from one of our qualified financial professionals.

Wait…what happens if I use this mortgage calculator?

As I am writing this TODAY, a client visits to refinance his home. He first went online to see what the “free” online mortgage calculator (s) came up with, and guess what…? His phone and email has not stopped pinging and ringing. He said “I wish I never even used that calculator!”. When you use my mortgage calculator I will be notified ONLY if you ask to be. Please use this tool in confidence. It’s here top HELP you not SELL you! Please take advantage of the mortgage calculator and any other systems I make available at Big Island Mortgages (dot com), it’s taken a lot of work for me to get here and I want you to get every advantage you can.

Free? Or maybe not?

Free? Or maybe not?

*Hypothetical monthly mortgage payments reflect hypothetical Principal & Interest amounts rounded to the nearest dollar amount and do not include insurance, taxes, or other possible fees. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer.

If you’d like to see the nation’s daily mortgage rates, I follow

Big Island Mortgages by Doug Mallardi

(808) 333-4341

Start an online loan application, click here.

Schedule an appointment, click here.



76-6190 Plumeria Road
Kailua Kona, HI 96740

Equal Housing Lender


Douglas Mallardi, Loan Originator NMLS#1612621

Cornerstone First Mortgage NMLS# 173855

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